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Xero JAX

Provider: Xero · Checked Oct 28, 2026

JAX is the AI finance partner built into Xero's accounting software. Xero says JAX automates your work and gives you financial clarity, so your books stay current.

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Pricing modelSubscription
Where it runsWeb, Mobile
Good forFinance
CheckedOct 28, 2026
What it can do
AI bookkeeping helpInvoicingBank reconciliationBill entry

Pricing

Subscription: From Xero's US pricing page (Oct 28, 2026): Early $27 a month, Growing $59 a month, and Established $97 a month. A limited offer showed 90% off for the first 6 months ($2.70, $5.90, and $9.70), ending November 2, 2026. Early includes 20 invoices. Xero's team can confirm which plans include JAX.

Getting set up

According to Xero: choose a plan and sign up, then connect your bank to reconcile transactions.

The plain-English overview

Doing your books at midnight and wishing someone else would keep them tidy? Xero is accounting software for small businesses, and its AI is called JAX. Here's the short version from Xero's US pricing page, as of Oct 28, 2026.

What Xero lists:

  • JAX: Xero calls it your AI finance partner and says it automates your work and provides clarity, so your books stay current.
  • Plans: Early, Growing, and Established, covering invoices and quotes, online invoice payments, bill entry, and bank reconciliation.
  • Add-ons: Inventory Plus, and Xero Payroll, powered by Gusto.

Who it's for: small businesses and the self-employed who want simple accounting with AI help.

Good to know: AI can help keep books current, but check what it categorizes, and keep your bookkeeper or accountant in the loop for taxes.

Working with numbers and AI? See what AI can and can't do with your numbers.

Sources

Where each fact came from

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