Gusto runs payroll, benefits, and HR for small businesses. Its AI includes Gus, an assistant in the Gusto app, and connectors that bring your Gusto data into Claude and ChatGPT, and you approve every change.
Pricing
Subscription: From Gusto's pricing page (Oct 28, 2026): Simple is $49 a month plus $6 a month per person, Plus is $80 a month plus $12 per person, and Premium is $180 a month plus $22 per person. Gusto says plans are month-to-month and you can cancel anytime. For the AI connectors, Gusto's AI page explains setup, and Gusto's team can confirm what your plan includes.
Getting set up
According to Gusto: add the Gusto connector in Claude or ChatGPT and sign in with your Gusto account. A full or primary admin authorizes the connection.
The plain-English overview
Payroll day sneaking up on you again? Gusto handles payroll, benefits, and HR, and its AI can do the prep for you. Gusto's AI page and pricing page explain how it works. Here's the summary, as of Oct 28, 2026.
What Gusto lists:
- Gus: Gusto's assistant inside the Gusto web app.
- Gusto Cofounder: Gusto calls it a proactive agent in its own app.
- AI connectors: connect Gusto to Claude or ChatGPT, then ask about payroll and your team, prepare payroll, or onboard a new hire.
- You stay in control: Gusto says anything consequential needs your go-ahead, and approving a payroll run always stays a human decision.
- Permissions: Gusto says connections use your own Gusto sign-in, only full and primary admins can set them up, and you can revoke them anytime.
Who it's for: small business owners who run payroll and want help with the prep.
Good to know: read the payroll summary before you approve it, and keep your accountant in the loop.
Prepping for payroll? See our timesheet review playbook.
Picture this: you run a café with eight hourly staff. The day before payroll, you ask your AI assistant, connected to Gusto, "Prepare this week's payroll and flag anything unusual." It lists two overtime shifts and one missing timesheet. You fix the timesheet, check the overtime, and approve the run yourself. Gusto says approving a payroll run always stays a human decision. (Our illustration of what Gusto describes.)
Questions to ask before you connect:
- Who's the admin? Gusto says only full and primary admins can authorize connections.
- Which AI tool? Gusto lists Claude and ChatGPT connectors, and a command-line tool for developers.
- What will you ask first? Start with questions, like labor costs by week, before you prep payroll with it.
Try it this week: 1. Connect Gusto to the AI tool you already use. 2. Ask three questions about last month's payroll. 3. Use it to prep your next payroll, then review every line before you approve.
Sources
- Gusto for AI (checked Oct 28, 2026)
- Gusto — pricing (checked Oct 28, 2026)
Where each fact came from
- Overview · checked Oct 28, 2026 · rechecked regularly — Gusto for AI
- What it can do · checked Oct 28, 2026 · rechecked regularly — Gusto for AI
- Pricing · checked Oct 28, 2026 · rechecked often — Gusto — pricing
- Pricing model · checked Oct 28, 2026 · rechecked often — Gusto — pricing
- Getting set up · checked Oct 28, 2026 · rechecked regularly — Gusto for AI
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